The above title says almost everything. However, a few more details may be found in the Yahoo Finance web site at: https://yhoo.it/2CEnmHe Share this:Print & PDFTwitterFacebookLinkedInMoreEmailPrintRedditPocketTumblrPinterestLike this:Like Loading... Related Facebook Draws Harsh Criticism For Home Video Camera, also known as “the Spy in Your Living Room” Spotty Data or Internet after Hurricane Michael? Try these Apps to Communicate Categories: Online Privacy & Security 3 replies › Ducklady October 12, 2018 • 5:22 am I have a question and a comment. If you check the bureaus on a rotating quarterly basis as suggested in the article you end up checking each one once a year. Is this really all that helpful? Theoretically someone could be tapping into your account for nearly a year before you find out. And theory seems to be segueing into practicality at an alarming rate these days. Also, we live overseas, have citzenship in the new country and are quite settled. We will never need credit in the US again, but we’re stuck with this totally unneccesary exposure to identity theft simply so other people can make money. We found it difficult to institute these freezes from overseas. I wish there was some way we could opt out of the system entirely. LikeLike Reply ↓ Dick Eastman October 12, 2018 • 9:14 am —> Is this really all that helpful? I think that is a matter of personal opinion or preferences. However, I admit that I am a bit paranoid and like to know what is going on with my credit rating and a lot of other personal information that is not under my direct control. For me, I think the answer is “Yes, it is important to monitor credit ratings.” I don’t know if the credit bureau experts would agree with me or not. I have no experience with Americans or former Americans now living overseas so I cannot comment on that. Finally, I don’t check with the credit bureaus directly. Instead, my bank, the Mint.com budgeting service, an online stock broker that I use, and maybe some other companies will monitor your credit ratings for you and send you a MONTHLY report at no extra charge as long as you are a good customer. I use a couple of those services, rather than manually checking for myself only once every few months. I find that is easier and I get reports more often. Is that better? I think so. At least, it seems to work for me. Your mileage may vary. LikeLike Reply ↓ Ducklady October 12, 2018 • 9:26 am Thank you, Dick. Yes this is helpful. We’re going to have a call with our financial advisor later today and will ask if his bank offers this sort of credit check. We also have an excellent US bank we can ask. We had our credit card compromised twice the first year we moved. A courier was on our doorstep the next day with new cards. We’ve also caught attempts on our own (small purchases of a dollar, a top up of a Starbucks card in a western US state–and we don’t drink coffee). My sweetie is an accountant who checks our bank and credit card records at least weekly. LikeLike Leave a Reply Cancel reply Enter your comment here... Fill in your details below or click an icon to log in: Email (required) (Address never made public) Name (required) Website You are commenting using your WordPress.com account. ( Log Out / Change ) You are commenting using your Google account. ( Log Out / Change ) You are commenting using your Twitter account. ( Log Out / Change ) You are commenting using your Facebook account. ( Log Out / Change ) Cancel Connecting to %s Notify me of new comments via email. Notify me of new posts via email. Δ This site uses Akismet to reduce spam. Learn how your comment data is processed.